RAA_Blog-Banner.jpg

The Blog

Creating an Effective Budget

Posted by Michael Kane on Nov 17, 2017 3:28:38 PM


Have you ever taken a look at the year-to-date total on your pay stub and wondered where all the money went? If so, you’re not alone.

Read More

Topics: Financial Planning

Three Things You Should Know About Survivor Assistance

Posted by RAA on Oct 31, 2017 1:51:07 PM


You can’t overestimate the difficulty people have with the decisions, intense emotions, and consequences that accompany the death of a family member. We recently encountered this situation with long-term clients John and Jane*.

Read More

Topics: Estate Planning

Should You Name a Trust as an IRA Beneficiary?

Posted by RAA on Sep 6, 2017 2:28:47 PM


Contrary to popular belief, there are times when two rights can make a wrong. Both trusts and IRAs are important components of any estate plan, and there are compelling reasons to use each one.

Read More

Topics: Estate Planning

How the Cost of Living Impacts Your Retirement Savings

Posted by Michael Kane on Jul 7, 2017 2:44:55 PM


Cost of living is defined as the “average cost of the basic necessities of life.” These include expenses like food, housing, utilities, health care, and transportation.

Read More

Topics: Financial Planning

Investing: Expectations vs. Reality

Posted by Brad Bridgewater on Jun 26, 2017 4:56:54 PM


A quick Google search of the phrase “Dow Jones Industrial Average history” yields endless versions of one of the most iconic, and misleading, graphs in modern finance.

Read More

Topics: Financial Planning

Using Credit Cards as Part of Your Financial Plan

Posted by Michael Kane on Jun 16, 2017 2:29:17 PM


Pew Research, the U.S. Census Bureau, and the American Bankers Association have all released studies in recent years about the proliferation of credit card use in the United States.

Read More

Topics: Financial Planning

Online Security - Protect Your Identity, Personal Information, and Financial Information

Posted by Rutledge Gordon on Jun 9, 2017 3:37:09 PM


The rapid advancement of internet technologies over the past two decades has enabled us to do everything from banking and shopping, to collaborating and socializing online. 

Read More

Topics: Financial Planning

5 Easy Ways to Save on Your Monthly Bills

Posted by Michael Kane on Jun 2, 2017 3:03:48 PM


When planning for and during retirement, it’s important to avoid unnecessary spending as much as possible. One way to do this is by trimming excess costs from your current monthly bill payments, which can add up to a considerable annual savings in some cases.

Read More

Topics: Financial Planning

Using Trusts to Manage the Distribution of Your Estate

Posted by Michael Kane on May 26, 2017 12:45:59 PM


When tailored to the unique needs of your family, trusts are one of the best ways to protect and execute the plans you’ve made on behalf of your beneficiaries.

Read More

Topics: Estate Planning

Factors That Affect Your Risk Tolerance

Posted by Brad Bridgewater on May 12, 2017 4:39:57 PM


Investing at any stage of life involves some inherent risk. At RAA, we strive to help our clients understand their tolerance for risk and ways to address it effectively in a sustainable, long-term investment and retirement strategy.

Read More

Topics: Financial Planning