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The Blog

Three Small Changes to Make You a Better Investor

Posted by Brad Bridgewater on Jan 20, 2017 3:45:46 PM


There was a time when making wise investment decisions was a much less complicated process. You stashed away some money in your 401(k) and maybe invested in CDs or savings bonds that offered modest but consistent returns.

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Topics: Financial Planning

Financial Resolutions and How to Keep Them

Posted by Michael Kane on Jan 11, 2017 3:37:25 PM


New Year’s resolutions can be tricky things. Although they are almost always well-intentioned, studies have shown that few people (less than 10% in some studies) achieve the goals they set for themselves.

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Topics: Financial Planning

2017 - What Does it Hold?

Posted by Retirement Advisors of America on Jan 8, 2017 4:00:00 PM


As we head into the new year, let’s briefly review 2016 and then discuss our outlook for 2017. When 2016 began, the S&P 500 stood at 2045 and as of November 4th it was at 2085, or essentially flat to modestly higher. This paralleled our 2016 outlook for a low return environment due to above average valuations.

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Topics: Investment Updates

Year-Round Financial Planning

Posted by Brad Bridgewater on Dec 30, 2016 12:29:39 PM


Last week, seeing as how I’d forgotten to replenish our supply at the grocery store, my wife stopped for coffee in the drive-through of our local Starbucks. When she reached the window to pay for her drink, she was told that the person in front of her had paid for her coffee and wished her a Happy Holiday.

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Topics: Financial Planning

The Right Way to Set a Budget

Posted by Brad Bridgewater on Dec 21, 2016 2:06:52 PM


The holiday season and the approach of a new year often bring about resolutions to make improvements in our daily lives - healthy eating, spending more time with family, or exercising on a regular basis. One of the most common goals is an improved financial situation.

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Topics: Financial Planning

Generational Planning

Posted by Michael Kane on Dec 16, 2016 1:50:43 PM


One of the best ways to ensure the smooth transfer of wealth within your family is to make generational planning a key component of your overall financial and retirement strategy. 

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Topics: Financial Planning

The Power of Positive Financial Habits

Posted by Brad Bridgewater on Dec 9, 2016 2:02:54 PM


Most people, to one degree or another, are influenced in their financial routines and habits by factors such as where they were born, the way they were raised, or the attitudes of their parents and friends about money.

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Topics: Financial Planning

The New Administration and the Market

Posted by Retirement Advisors of America on Dec 6, 2016 12:00:00 PM


Now that the election is over, there is the potential for policy settings to flip from “easy money, tight fiscal” to “tight money, easy fiscal.” By “tight money,” we mean that interest rates are going higher, as we have already seen.

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Topics: Investment Updates

What Uncle Sam Giveth, Uncle Sam Taketh Away

Posted by Jeffrey Baumert on Dec 5, 2016 5:00:00 PM


IRAs are a great tool for building up a retirement nest egg. With traditional IRAs, you get to make contributions that are either pre-tax or post-tax, and then let the money grow until you retire, deferring tax on the pre-tax contributions and the growth.

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Topics: Financial Planning

Things You Can Control in Your Financial Plan

Posted by Michael Kane on Dec 2, 2016 2:48:41 PM


Just as a successful flight includes many complex and moving parts, an effective financial plan requires several considerations. When approaching the construction of a financial plan, you will learn that there are things that you have a great deal of control, things you have some control, and also things that you have no control over.

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Topics: Financial Planning